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Construction Insurance | Western States Insurance

Construction Insurance

Covering residential or commercial contractors.

Covering residential or commercial contractors. 

Contractors typically perform work at residential homes, construction sites or a commercial properties. General Liability Insurance provides broad protection for all these locations.

A new building construction site is exposed to a variety of hazards including natural disasters, theft, damage to property and more. These risks are covered by Construction/Builder’s Risk Insurance.

Contractors also have speciality tools and equipment that can fail, become damaged or even stolen. This equipment can be owned or leased. We have a policy for that, Contractor’s Equipment Policy.

Contractors are more likely to obtain an injury while working or traveling. These risks are covered by Worker’s Compensation Insurance.

Many contractors rely on a commercial vehicle for transport, which exposes the business to vehicle accidents and other liabilities. This risk is covered by a Commercial Auto Policy.

Contractor businesses are unique from retail stores and traditional businesses and can include:

Plumbers, Electricians, HVAC Technicians, Architects, General Contractors, Engineering Firms, Solar Installers, Carpenters, Roofers, Cleaners, Landscapers, Remodelers, Painters, Handyman and more.