Covering residential or commercial contractors. .
Covering residential or commercial contractors.
Contractors typically perform work at residential homes, construction sites or a commercial properties. General Liability Insurance provides broad protection for all these locations.
A new building construction site is exposed to a variety of hazards including natural disasters, theft, damage to property and more. These risks are covered by Construction/Builder’s Risk Insurance.
Contractors also have speciality tools and equipment that can fail, become damaged or even stolen. This equipment can be owned or leased. We have a policy for that, Contractor’s Equipment Policy.
Contractors are more likely to obtain an injury while working or traveling. These risks are covered by Worker’s Compensation Insurance.
Many contractors rely on a commercial vehicle for transport, which exposes the business to vehicle accidents and other liabilities. This risk is covered by a Commercial Auto Policy.
Contractor businesses are unique from retail stores and traditional businesses and can include:
Plumbers, Electricians, HVAC Technicians, Architects, General Contractors, Engineering Firms, Solar Installers, Carpenters, Roofers, Cleaners, Landscapers, Remodelers, Painters, Handyman and more.