Farm/Agriculture Insurance

Coverage for you field, home and whole property.

With years of experience insuring agriculture-related accounts, we understand the risks and liabilities that farm and ranch owners like you are exposed to. As a farmer or rancher, your insurance should cover your home and property, as well as provide personal/business liability protection.


We insure almost any type of small and mid-size agricultural operation, including:

  • Livestock operations
  • Grain operations
  • Hay and forage
  • Row and field crops
  • Fruits and vegetables
  • Orchards and vineyards
  • Roadside stands

Types of coverage: 

Dwelling coverage
You can get coverage for both owner-occupied and employee-occupied dwellings. Replacement cost is included when the dwelling structure is insured to 80% or more of replacement cost value.

Equipment coverage
Scheduled or blanket equipment coverage available for farm risks. Equipment valuation is offered at actual cash value.

Farm structure coverage
Insurance protection for many types of farm structures can be scheduled on your Markel Specialty policy. Replacement cost or actual cash value can be provided based on insurance to value requirements.

Liability coverage
To meet your ever-growing exposures, your policy can offer limits up to $1 million per occurrence/$3 million aggregate. Per occurrence is the maximum amount paid on a covered individual claim. Aggregate is the maximum amount paid on all covered claims combined, within the policy period.